02283    a2200361   4500001001100000005001700011008003900028020001800067037003600085040000700121041000800128072001600136072001500152072001600167072001500183072001400198072001400212072001300226072001400239072001300253072001400266072002100280072002100301072002100322072002600343100001500369245010500384250000600489260003200495300001000527520136900537999001501906135172857120250317111619.0250312042017GB                   eng    a9781351728577  bTaylor & FranciscGBP 43.99fBB  a01  aeng7 aLNPB2thema7 aLAF2thema7 aKFFK2thema7 aGTM2thema7 a1H2bisac7 aLNPB2bic7 aLAF2bic7 aKFFK2bic7 aGTB2bic7 a1H2bisac7 aLAW0000002bisac7 aLAW0070002bisac7 aLAW0090002bisac7 a346.67620821782bisac1 aJoy Malala10aLaw and Regulation of Mobile Payment SystemsbIssues arising ‘post’ financial inclusion in Kenya  a1  aOxfordbRoutledgec20171128  a278 p  bOver the last ten years mobile payment systems have revolutionised banking in some countries in Africa. In Kenya the introduction of M-Pesa, a new financial services model, has transformed the banking and financial services industry. Giving the unbanked majority access to the financial services market it has attracted over 18 million subscribers which is remarkable given that fewer than 4 million people in Kenya have bank accounts. This book addresses the legal and regulatory issues arising out of the introduction of M-Pesa in Kenya and its drive towards financial inclusion. It considers the interaction between regulation and technological innovation with a particular focus on the regulatory tools, institutional arrangements and government decisional processes through the examination as a whole of its regulatory capacity. This is done with a view to understanding the regulatory capacity of Kenya in addressing the vulnerabilities presented by technological innovation in the financial industry for consumers after financial inclusion. It also examines the way that mobile payments have been regulated by criticising the piecemeal approach that the Central Bank of Kenya has taken in addressing the legal and regulatory issues presented by mobile payments. The book argues there are significant gaps in the regulatory regime of mobile banking in Kenya.  c5615d5615