000 02657 a2200385 4500
001 1351202294
005 20250317111610.0
008 250312042018GB eng
020 _a9781351202299
037 _bTaylor & Francis
_cGBP 41.99
_fBB
040 _a01
041 _aeng
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100 1 _aJulie Birkenmaier
245 1 0 _aFinancial Capability and Asset Building with Diverse Populations
_bImproving Financial Well-being in Families and Communities
250 _a1
260 _aOxford
_bRoutledge
_c20181207
300 _a146 p
520 _bGlobal economic recovery in the aftermath of the Great Recession has not been experienced equally: while the share of wealth owned by the richest 3% has grown, the share owned by the poorest 90% continues to decline, as reported by Oxfam in 2016. This wealth divide disproportionately affects racial and ethnic minority communities. This book underscores the importance of financial capability and asset building (FCAB) practice, policy and research during a period when vulnerable populations face increasingly difficult economic and financial realities. At the same time, retrenchment and privatization of government-sponsored social services have eroded the safety net available for families experiencing poverty or near-poverty conditions. The proliferation of products and services available from both formal and informal financial institutions highlights the need to promote FCAB to avoid and/or recover from financial difficulties, crises and poverty. The contributors to this volume disseminate findings from interventions designed to increase financial knowledge, financial management and financial access across several vulnerable populations, including immigrant communities. Further, they demonstrate the need for culturally sensitive FCAB service delivery, considering opportunities and barriers posed by past and current life situations, experiences and environments experienced by different populations. The book is aimed at policymakers, researchers and practitioners who assist financially vulnerable people. This book was originally published as a special issue of the Journal of Community Practice.
700 1 _aMargaret Sherraden
_4B01
700 1 _aJodi Jacobson Frey
_4B01
700 1 _aChristine Callahan
_4B01
700 1 _aAnna Maria Santiago
_4B01
999 _c4859
_d4859